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Financing

Finance your new air conditioning and heating system online- approval in minutes!

Financing your new air conditioning and heating system online should be easy. Thats why we have included several of our most popular options below. Each of the following lenders offer different programs for different credit ranges. We offer financing for as little as 0% APR (with approved credit), deferred payments and have options for less than perfect credit for scores as low as 450. There are four columns of options below. Simply choose an option that best suits your credit profile, click the link below the appropriate description and follow the prompts. If you have any questions regarding prices or any of the information needed to complete an application, please free to call our offices for assistance.

You can also go to our Instant Online Quote form to get a price of a new air conditioning and heating system generated for you online in seconds. It’s an easy, hassle-free way to get a price on a new HVAC system without the inconvenience of an in-home salesman and high-pressure pitch.

600 to 800+

credit score

Foundation Finance is our #1 choice and a nationally licensed lender for customers with fair to excellent credit. They have a “one-size-fits-all” solution with simple interest fixed rates plans, 0 money down and the lowest monthly payments. We recommend applying with them if your credit is between 600 to 800+.

450 to 600+

credit score

Chowder Financial is a nationally licensed lender and our #1 choice for customers with bad to fair credit. They have options available for cutomers with credit scores as low as 450. We recommend applying with them if your credit is between 450 to 600+.

690 to 800+

credit score

First Financial is a local licensed lender and for customers with excellent credit. They have local brick-and-mortar branches and offer over 20 different programs to suit your needs. We recommend applying with them if you have excellent credit and want a short term, 0% option.

600 to 700+

credit score

Service Finance is a nationally licensed lender for customers with fair to good credit. They offer over 50 different programs to fit your needs. We recommend applying with them if you have good to excellent credit.